I've taken the Bills IQ test. My score is 93% A. This quiz is actually not relevant for me because I'm still studying, and I have not started work. So what I did was to select answers that I would like to follow in the future.
On BillsIQ, there are questions about saving for each month. My ideal call would be about 10% or more. This may seem a bit too idealistic, but if I reduce my retail expenditures on unneccessary items, I might be able to acheive that.
Managing one's finances should start from young, as my dad had taught us. From little details such as setting a budget for one's monthly expenses and keeping records of expenditures, one will be able to set a clear picture of one's finance management and do some positive changes if required. Practice of good bill management is also important. Up to date, I confess I've delayed my rental and bill payments for our appartment a few times. It's not because of shortage. It is due to my hectic schedule that I forgot to pay on time. Not only did this make me feel irresponsible when I realized it, it should never become a habit.
So, take the quiz and find out about more about your personal financial control.